What Are Cookies?

Cookies are small text files that websites place on your device when you visit them. Think of them as digital notepads that help websites remember things about your visit. They've been around since the mid-1990s and honestly, most modern websites wouldn't function properly without them.

When you access saviqerios.com, our platform may store these files in your browser. They help us recognize you when you return, remember your preferences, and understand how you interact with our financial education resources. Some cookies are essential for basic functionality, while others help us improve your learning experience.

You're always in control. Browser settings let you manage or block cookies entirely, though blocking certain ones might affect how well our platform works for you.

Types of Cookies We Use

Not all cookies serve the same purpose. We've organized ours into four main categories based on what they do:

How Long Cookies Stay Active

Cookie lifespan varies depending on their purpose. We use both session cookies and persistent cookies:

Most of our functional and analytics cookies fall into the persistent category, but we regularly review and clean up cookies that are no longer needed.

Specific Cookies on saviqerios

Here's a breakdown of the main cookies you'll encounter on our platform:

Third-Party Cookies

Sometimes we work with external services that place their own cookies. For example, if we embed a video from an external platform or use third-party analytics tools, those services might set cookies on their own.

We're selective about which third parties we work with and only choose partners that align with our privacy standards. However, once you interact with third-party content, their privacy policies apply to those cookies—not ours.

Currently, saviqerios.com works with analytics providers and educational content partners based in Australia and internationally. Each has their own cookie policies that govern their tracking practices.

Managing Your Cookie Settings

You've got several ways to control cookies on saviqerios.com and beyond:

• Use the button at the top of this page to decline all non-essential cookies on our platform. Your choice gets saved and respected across future visits.
• Adjust your browser settings to block or delete cookies entirely. Most browsers let you control this in their privacy or security sections.
• Use browser extensions or privacy tools that automatically manage cookies based on your preferences.
• Clear your cookies periodically through your browser settings if you want a fresh start.

Other Tracking Technologies

Beyond cookies, we occasionally use similar technologies to improve your experience:

Web beacons (also called pixel tags) are tiny, invisible images embedded in emails or web pages. They help us understand whether you've opened an email or viewed certain content. We use these sparingly and only for improving communication effectiveness.

Local storage is a browser feature that lets websites store data directly on your device. It's similar to cookies but can hold more information and doesn't get sent with every server request. We use this for caching educational content so lessons load faster on repeat visits.

Session storage works like local storage but clears itself when you close your browser tab. It's useful for temporary data that shouldn't persist between sessions.

Browser-Specific Instructions

Each browser handles cookies slightly differently. Here's where to find cookie settings in popular browsers:

• Chrome: Settings → Privacy and security → Cookies and other site data. You can block third-party cookies or clear existing ones from here.
• Firefox: Settings → Privacy & Security → Cookies and Site Data. Firefox offers enhanced tracking protection by default.
• Edge: Settings → Cookies and site permissions → Manage and delete cookies and site data. Edge has built-in tracking prevention features.
• Safari: Preferences → Privacy → Manage Website Data. Safari blocks most third-party cookies automatically.

Australian Privacy Considerations

saviqerios operates primarily in Australia, which means we follow Australian privacy principles and regulations. The Privacy Act 1988 governs how we collect and handle personal information, including data gathered through cookies.

For Australian users, you have rights under the Australian Privacy Principles (APPs) regarding your personal information. This includes the right to know what data we collect, how we use it, and who we share it with.

If you're accessing saviqerios.com from outside Australia, your local privacy laws may also apply. We strive to meet international privacy standards regardless of where you're located.

Updates to This Policy

We update this cookie policy occasionally to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you through the platform or via email.

The "Last Updated" date at the top of this page tells you when we last revised the policy. We recommend checking back periodically, especially if you're concerned about privacy practices.

Continued use of saviqerios.com after policy changes means you accept the updated terms. If you disagree with any changes, you can adjust your cookie preferences or contact us to discuss concerns.